PayPal  "Gift or Family and Friends Payment" 

We would like to remind our users to be careful if someone You don't know recommends you pay via PayPal Gifts or Friends and Family. If you decide to pay by this method you also OPT OUT of PayPals "Buyer Protection Scheme" which would normally cover your costs if the goods are not delivered to you.
If paying by PayPal the safer method is to select that you are paying for goods and services - not to friends and family. This is one of many eligibility criteria for the Paypal Protection for Buyers. Ineligible items include motor vehicles, motorcycles, caravans, aircraft, boats and some industrial machinery.