Jewellery is often small, portable and high in value, which makes it desirable — but also easier to counterfeit. With the right precautions, you can buy confidently.
Please note: This guide is for general information only. It does not constitute legal advice, and we do not accept any liability for any loss arising from reliance on this guide.
Buying Safely
Jewellery transactions require extra caution due to the value involved.
Always meet the seller in person.
Inspect the jewellery carefully before making payment.
Arrange to meet in daylight hours.
Choose a safe, public location with other people nearby.
Bring someone with you.
If something feels unclear or the deal seems unusually cheap, walk away. Trust your instincts.
Costume Jewellery
Costume jewellery is often lower in value and may be worn occasionally or not at all.
When buying:
Ensure the price reflects its condition and quality.
Check all clasps, fastenings and moving parts are secure.
Consider whether you have allergies to certain metals.
Make sure the piece is not damaged or close to breaking.
Expensive Jewellery
When purchasing higher-value items, request documentation.
Ask for:
Original purchase receipts
Insurance valuation certificates
Gemological reports (e.g. from IGI or similar institutions)
Many gemological reports can be verified online through the issuing authority.
Understanding Valuations
Insurance valuations reflect full replacement value.
When buying privately, the sale price is typically below the valuation amount.
Ensure the item matches the details listed in any report.
For example, a “Tiffany setting” describes a style of ring setting — it does not necessarily mean the ring is from Tiffany & Co.
Ownership and Legitimacy
It is important to ensure the seller is entitled to sell the jewellery.
If the item is being sold as part of a divorce or estate, confirm that the seller has legal authority to dispose of it.
Hallmarks and Authenticity
Check for genuine hallmarks, not just stamped markings.
Verify the type and quality of gemstones.
Ensure you are not paying for diamonds when the stone is cubic zirconia or another substitute.
If in doubt, consider having the piece independently assessed by a qualified jeweller before completing the purchase.
Final Advice
Jewellery can hold significant financial and sentimental value.
Inspect carefully.
Request documentation.
Avoid rushed decisions.
Taking sensible precautions helps ensure your purchase is genuine and fairly valued.
Contact Us
If you have any further questions or would like to chat, please reach out to our Customer Support team.